OTPPAY - Omni Token Platform for Payments




WHAT IS OTPPAY ?
What is needed in today’s’ cryptocurrency activities is a minimalist approach to selling, buying, and paying with the cryptocurrency. Why is it so? The answer to this question is quite obvious. Nowadays, common people are interested in joining global cryptocurrency trade. However, the fact that they are still a newbie that probably do not know much about the business. OTPPAY comes with its innovative platform that aims to help users to make any transactions using the cryptocurrency

OTPPAY is a new modern platform that lets you pay for your purchases with any crypto currency. Platforms convert funds and pay for items already in the currency indicated by the seller.
OTPPAY Plans to win the world’s foremost in the conversion of all crypto-currency possibilities, as well as the sale of exchanges and payments for services and goods.
Artificial intelligence that continually learns helps increase the speed of turning each round into an OTPPAY token platform that will be tied to the market and will be adjusted depending on its growth and fall.
You can instantly convert all your crypto codes into tokens on a platform, protecting them from volatility in the crypto currency market. The OTPPAY platoframe security system will work well on standard security patches used in fiat media, as well as on new blocking technologies.
OTPPAY company will directly pay for services and goods purchased to you for the converted money. This is much easier than paying big commissions to an intermediary. As we know the main blockade is the removal of intermediaries, transaction openness and transaction security.
Thanks to the API, the platform can be integrated as desired. The eKYC system will work to protect the remittances and will ensure that there are no illegal transactions.
Artificial intelligence will be the basis of illegal transactions that are done illegally, that in the future, thanks to the learning system, it will immediately identify such operations and block them. Thus, increasing the user’s trust in this system.



🔥OTPPAY is a unique payment platform that will allow using their favorite crypto currency to instantly pay payments. We provide suppliers with security and convenience of receiving funds in foreign currency.
🔥OTPPAY will become the world’s largest platform in which all major cryptoactive assets can be bought, sold and even will make payments to merchants with a low commission instantly or on a deposit basis. The point of pain of a cryptographic transformation by a bridge merchant. Yes, thanks to our innovative artificial intelligence and mechanical training based on order and transaction coordination mechanisms, converts any crypto currency into OTPPAY markers and OTPPAY markers to pinpoint the currency.
🔥May even change the main mode of payment from any crypto currency to OTPPAY tokens or instant currency, thus protecting them from the volatility of the crypto-currency market. Our OTPPAY security system will be developed using traditional fiat currency security standards and the latest locking technologies.
🔥We will act as a catalyst for timely trans-boundary electronic commerce and business transactions, which will reduce the dependence of the Forex environment. Our decision will immediately violate the Forex / cross-border financial market. Our APIs will interact with global eKYC interfaces and hyper-ads to avoid antisocial transactions. Our ubiquity data mining infrastructure will help us create a patented negative database of suspicious transactions and block it in the future, thus saving time and money for cryptosystems

HOW ITS WORKS ?
The platform where all of the transactions are made and requested is called Omni Token Platform. Whenever there is a user who asks for a service, the platform will automatically proceed the request quickly and with low fees. All of the users who use the platform are verified through eKYC. Once their data and account are verified, they can immediately start trading. There is an auto-trading feature that saves costumers’ client. So here, the only thing customers need to do is just to assign the pre-set values and that’s all. The platform app will do the rest.



WHAT IS THE PURPOSE ?
The company claims that the platform they are creating is a unique crypto payment platform in a way that it gives chance to users to use various types of cryptocurrencies as well as fiat money to pay for services products and services of merchants across the globe. All of the transaction processes are conducted safely and conveniently. Moreover, it is also said that the system protects customers’ assets from market volatility. Combining conventional security standard of fiat money and latest blockchain technology, OTPPAY is trying to assist users in global e-commerce and business transaction. In addition to blockchain technology, the platform also uses other technologies such as API, AI, and cross-border eKYC interfaces.

Which makes OTPPAY unique from other Cryptobranks !!!
Users can buy and sell cryptocurrencies instantly with a minimalist approach. Each time a customer submits a request for the services mentioned above, the Otppay project will directly match a specific request with another request on our platform and direct them so that increased services will be met without any physical transition of the asset. Through this, we can charge a relatively low cost within a negligible time frame. If the asset does not match, the system will retrieve the specified result from the Otppay buffer dome (cryptocurrency / fiat currency) and fulfill the order just in time.

Buy and sell:
The Otppay project offers the best in the class, the user registration process where eKYC from the customer will be verified directly and the user can start trading instantaneously. The buy & sell feature Otppay has an auto-trading facility so that once a user assigns a predetermined value, they can sit back and relax when the Otppay app does the rest. All transaction details are recorded and available in the Otppay mobile app.

Exchange:
The Otppay project offers a flexible crypto / fiat exchange option within the mobile wallet, where one can divert primary payment mode or exchange from crypto — crypto, crypto — fiat, fiat — crypto and fiat — fiat directly, one can enjoy the benefits of the market cryptocurrency rises or falls under shield mode when asset value falls. Its architecture is solid and built with a combination of traditional security standards (PCI-DSS) and crypto securities. With easy or simple user interface with fast access feature, and make our Otppay Exchange stand out from all other crypto exchanges in the market.

Send Accept:
With the easy use of Otppay mobile app, one can easily transfer coins from one wallet address to another instantly. Otppay is working on the “SIMPLY SWAP” model OTPPAY mobile app plans to charge a low transactional fee among the major crypto players in the market. da also offers an art pricing analysis with interactive graphics, so one can analyze the trend of values before making a transfer…. 
Chatbots Otppay will give you instant updates or instant notifications about every transaction. And offers a variety of methods for sending and receiving payments from the phone book, scanning QR code or just tapping NFC. Through the currency redirection option, one can choose or make a favorite currency as a primary so that all receivables will be converted automatically into specified cryptocurrency / fiat currencies.

OTPPAY Debit Card:Otppay’s main objective is to replace or bridge the existing traditional banking system using Otppay Crypto Bank with Blockchain-powered payments, transfers, currency exchange and lending options. To achieve the goal and provide advanced liquidity solutions to customers by providing innovative mobile applications along with contactless debit cards that can be used worldwide.Our AI & ML-powered smart engine will automatically process conversion / exchange requests on time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS assisted mobile app instructs the Otppay server to change the requested value from crypto to fiat or fiat to fulfill the request and provide the card with the requested withdrawal amount . Thus eradicate the time and money spent on Forex transactions. Otppay offers unmatched advantages of “no upper / lower limit * on transaction volume on crypto & fiat options, cash back options & loyalty points for card users.
 Upper & lower limit will be set automatically depending on the holding period of the token by the user, the holding time is directly proportional to the withdrawal / spending limit.




Crypto Predictive Analytics & Negative Database:
Our 24/7 Fraud monitoring system with open audit facilitation provides extra security and transparency. A perfectly structured data analysis engine will analyze every transaction on the platform from IP monitoring; device fingerprint, payment speed and various other limit controllers to prevent unfavorable things.




Crypto Credit Rating (CCR):
OTPPAY will launch the Crypto Credit Rating service where merchants and users will be profiled and updated CCR Scores will be announced. The CCR score and will be calculated taking into account many boundary conditions and geographic input so our CCR Score will be accurate.




OTPPAY uses end to end protocols for identity authentication, risk assessment, and full credit ratings on Blockchain. Endorsement of identity will be processed by eKYC. At OTPPAY, regard customer privacy as the core. Whenever a third party or institution accesses a CCR Score, and a system that will promptly send a warning notification, once a particular user approves the request then access will be granted to the assessor. Data ang will be the end to end with encryption, thus providing extra security for the user.

OTPPAY Loan:

 “Blockchain powered Instant OTPPAY Crypto Lending Solutions”
Through the OTPPAY Lending option, traders can lend 2X to 5X monthly Sales amounts as short-term credit. The Maximum Limit will be calculated by the merchant sales performance and CCR Score & Repayment Scheme. Users of the OTPPAY wallet may also use the OTPPAY Lend Gift service to purchase products and services with merchants registered on the OTPPAY platform. All loan agreements will be monitored with smart contracts. Merchants & Customers, all active in the OTPPAY platform can benefit from OTPPAY Lending benefits without geographical restrictions.
 OTPPAY’s goal is to provide a complete crypto solution under one roof with a higher level of transparency and higher security standards.

TOKEN SALE INFORMATION
There ICO sales are divided into three phases. On March 4th, pre-ICO will start. The end date will be on April 3rd. After the pre-sale, there will be ICO sale that will last for about one month from April 4th, 2018 to May 3rd, 2018. It is followed directly by ICO sale 2 starting on May 4th, 2018 until June 2nd, 2018. If you want to participate, it’s better to save the dates.

DETAIL
Token symbol : OTP
Price : 1 OTP = 0.0000625 ETH
Avaliable : 6.000.000.000 OTP
Platform : Etherium
Payment accepted : ETH
Soft Cap : 1,250 ETH
Hard Cap : 71,250 ETH

ICO REVIEW
  • Pre ICO will start on March 5, 2018 and End on April 3, 2018.
1 goal to collect 3750 ETH
1 token OTP = 0.0000625 ETH
1 ETH = 16,000
Bonus OTP Pre ICO 20%
  • The first phase of ICO will begin on April 4, 2018 and End on May 3, 2018.
Goal 37500 ETH
1 token OTP = 0.000125 ETH
1 ETH = 8000
ICO OTP ICO 15%
  • The second ICO phase will begin on May 4, 2018 and finish on 2 June.
Target 30000 ETH
1 OTP = 0.000125 ETH
1 ETH = 8000 OTP
ICO bonus 10%


Fund Allocation

What happens to unsold token?
will burn There is no additional evidence to be available for sale after the ICO. If someone is interested in holding OTP tokens, they can get from our affiliate market.

More Information About OTPPAY :


AUTHORSHIP BY Liana Kurniawan

My Bitcointalk profil : https://bitcointalk.org/index.php?action=profile;u=1352447

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